Day 1 - Tuesday, February 28, 2017

7:45
Registration Opens and Refreshments are Served
8:45
Opening Remarks from the Co-Chairs
9:00
Positioning Canada’s Financial Sector for the Future
9:30
KEYNOTE: Keeping Toronto’s Financial Services Industry Competitive and Strong
10:00
Networking Refreshment Break
10:15
Financial Consumer Agency of Canada’s Annual Payments Update
10:45
Guidance for the Debit & Credit Card Networks: Code of Conduct Fundamentals
11:15
Interactive Panel:

Presented by the Canadian Prepaid Providers Organization: Prepaid Myths and Realities – Stakeholders, Business Models, Market Landscape, Issues & Opportunities in Canada
12:00
Networking Luncheon
1:00
A Regulatory System Designed for Paper: How Do We Cross-Over?
1:30

Should AML be a Corporate or Government Responsibility?

This section will discuss the government’s current mechanisms to verify compliance. We will explore the question of whether the current Anti-Money Laundering regulatory regime effectively supports our modern and rapidly evolving payments system.


AML: A Regulatory Perspective
2:00
AML: A Legal Perspective
2:30
AML: An Industry Perspective
3:00
Networking Refreshment Break
3:30
Further Guidance on Marcotte & Other Constitutional Considerations
3:45
FinTech Companies & Regulatory Compliance: Striking a Fine Balance
4:15
The Bank Act Provisions Relating to Consumers & Impacts on Consumer Protection
4:45
Closing Remarks from the Co-Chairs
5:00
Conference Adjourns

Day 2 - Wednesday, March 1, 2017

8:15
Refreshments are Served
8:45
Opening Remarks from the Co-Chairs
9:00
KEYNOTE: A Market Study into the Competitive Landscape for New, Technology-led Innovation and Emerging Services in the Canadian Financial Services Sector
9:30
FinTech: The Advancement of Canada’s Economic Health
10:00
Keeping Pace: Transforming The Traditional Bank
10:30
Networking Refreshment Break
10:45
Interactive Panel: Has Canada gone Cashless? Straight Talk from the Industry: What’s Next for Mobile Commerce and Payments?
11:45
A Payments Innovation Update from the Industry Frontlines – What’s New & Improved?
12:15
Networking Luncheon
1:15
Interactive Panel – New Payment Solutions: The Future of Blockchain Technology
2:15
E-Commerce Fraud Prevention – How to Mitigate Your Risk
2:45
Networking Refreshment Break
3:00
Transforming your Organization into a Cyber-defensible Entity:

How to Contend with the rise in Cyber-Security & Data Breaches
3:30
Privacy Management for Financial Institutions
4:00
A Behind the Scenes Discussion On Financial Crime
4:30
Closing Remarks from the Co-Chairs & Conference Concludes

Day 1 - Tuesday, February 28, 2017

7:45
Registration Opens and Refreshments are Served
8:45
Opening Remarks from the Co-Chairs

Stephen Redican
Partner, Financial Services
Borden Ladner Gervais LLP

Carolyn Burke
Head, Regulatory, Compliance and International, Digital, Payments and Cards
RBC

9:00
Positioning Canada’s Financial Sector for the Future

  • Update on the Consultation Document for the review of the Federal financial sector framework
  • Discussion on policy objectives that guide financial sector policy and frame the review
  • The two-stage process of review

9:30
KEYNOTE: Keeping Toronto’s Financial Services Industry Competitive and Strong

Janet Ecker
President & Chief Executive Officer
Toronto Financial Services Alliance

  • TFSA’s key initiatives for 2017 and beyond
  • Action plan to keep Toronto competitive and strong in the global market
  • An update on where Toronto presently ranks globally

10:00
Networking Refreshment Break
10:15
Financial Consumer Agency of Canada’s Annual Payments Update

Kevin Thomas
Manager, Policy, Promotion and Research Division
Financial Consumer Agency of Canada (FCAC)

  • Update on FCAC initiatives on the Code of Conduct
  • Guidance on modern payment services
  • Industry standards and policy objectives for 2017
  • Top consumer complaints for 2016
  • Interactive Q & A session

10:45
Guidance for the Debit & Credit Card Networks: Code of Conduct Fundamentals

Aric Bhargava
Head of Regulatory Compliance
Visa Canada

  • Overview of the basic standards under the Code
  • Discussion on recent Code enhancements
  • Effective compliance strategies
  • The regulation of new players in modern system
  • Disclosure requirements for payment networks

11:15
Interactive Panel:

Presented by the Canadian Prepaid Providers Organization: Prepaid Myths and Realities – Stakeholders, Business Models, Market Landscape, Issues & Opportunities in Canada

Moderator

Sharissa Ellyn
Senior Financial Services, Regulatory Lawyer
Norton Rose Fulbright Canada LLP
(CPPO Member)

Panelists

Bhavna Khausal
Vice President, Partnerships and Payments Strategy
Berkeley Payment Solutions
(CPPO Member)

Dwayne King
Manager, AML
TD Bank Group

Think you know prepaid. Think again. In this session, three industry veterans promise to surprise you with facts about the true nature of prepaid in Canada. You will learn about market segmentation and the true size of the market, along with regulatory issues and law enforcement perspectives on this growing industry. Learn how prepaid is rapidly accelerating the reduction of cheques in the Canadian financial system today and providing a strong foundation for its evolution to digital and mobile money.

12:00
Networking Luncheon
1:00
A Regulatory System Designed for Paper: How Do We Cross-Over?

Todd Roberts
Senior Vice President
CIBC

  • Key attributes of a modernized payments system
  • Current compliance challenges
  • The regulatory gap and projected risk assessment
  Should AML be a Corporate or Government Responsibility? This section will discuss the government’s current mechanisms to verify compliance. We will explore the question of whether the current Anti-Money Laundering regulatory regime effectively supports our modern and rapidly evolving payments system.

1:30

Should AML be a Corporate or Government Responsibility?

This section will discuss the government’s current mechanisms to verify compliance. We will explore the question of whether the current Anti-Money Laundering regulatory regime effectively supports our modern and rapidly evolving payments system.


AML: A Regulatory Perspective

  • Current mechanisms in place to verify compliance and related initiatives
  • Latest amendments to the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA)
  • Risk management for financial institutions

2:00
AML: A Legal Perspective

Jacqueline Shinfield
Partner, Financial Services
Blake, Cassels & Graydon LLP

  • Tackling the new identity verification requirements
  • FINTRAC: examinations and recent trends
  • Politically Exposed Foreign Persons/Politically Exposed Persons: practice points

2:30
AML: An Industry Perspective

Caitlin Riddolls
Vice-President and Deputy Global AML Officer
TD Bank Group

  • The compliance role of financial institutions
  • How to preserve financial system integrity
  • Challenges and emerging issues

3:00
Networking Refreshment Break

The Latest Amendments to Canada’s Financial Sector Legislation Examining Key Developments:

3:30
Further Guidance on Marcotte & Other Constitutional Considerations

John B. Laskin
Partner
Torys LLP

  • An examination on the developments after Marcotte
  • The implications of the expected budget implementation bill

3:45
FinTech Companies & Regulatory Compliance: Striking a Fine Balance

Kashif Zaman
Partner, Banking Group
Osler, Hoskin, Harcourt LLP

  • Key considerations for FinTechs in the initial stages of a company’s lifecycle
  • An overview of the applicable regulatory regimes
  • How to remain compliant in the three key areas

4:15
The Bank Act Provisions Relating to Consumers & Impacts on Consumer Protection

Suhuyini Abudulai
Partner, Financial Services Group
Cassels Brock (Toronto)

  • The new Federal Consumer Protection Regime for Bank Customers
  • How federal (Bank Act) consumer provisions and provincial consumer protection legislation impacts federally regulated financial institutions (FRFI’s)
  • Balancing compliance with federal legislation and provincial legislation
  • Meaning of the new consumer protection chapter and its impact

4:45
Closing Remarks from the Co-Chairs
5:00
Conference Adjourns

Day 2 - Wednesday, March 1, 2017

8:15
Refreshments are Served
8:45
Opening Remarks from the Co-Chairs
9:00
KEYNOTE: A Market Study into the Competitive Landscape for New, Technology-led Innovation and Emerging Services in the Canadian Financial Services Sector

John Pecman
Commissioner of Competition
Competition Bureau of Canada

  • The Bureau’s administration of the Competition Act
  • How to ensure that regulation does not unnecessarily impede innovation and competition
  • Interim update on the progress of the study
  • Interactive Q & A

9:30
FinTech: The Advancement of Canada’s Economic Health

Bhavna Khausal
Vice President, Partnerships and Payments Strategy
Berkeley Payment Solutions
(CPPO Member)

  • What it truly means to be in the financial health business
  • The role FinTech plays in advancing our economy’s financial health
  • Opportunities for the increased financial health of consumers
  • Creating effective public and private partnerships
  • How millennials are shaping the future of payments

10:00
Keeping Pace: Transforming The Traditional Bank

Carolyn Burke
Head, Regulatory, Compliance and International, Digital, Payments and Cards
RBC

  • How banks are leveraging FinTech innovations to respond to client needs
  • Initiatives to modernize payments infrastructure and rethink payment processes
  • Regulatory responses to a new financial landscape increasingly driven by tech and digital

10:30
Networking Refreshment Break
10:45
Interactive Panel: Has Canada gone Cashless? Straight Talk from the Industry: What’s Next for Mobile Commerce and Payments?

Panelists

Jason Young
Director & Corporate Secretary
PayPal Canada

Professor James L. Darroch, Ph.D.
Director of Financial Services Program
Co-Author of The Transformation of Retail Banking

Schulich School of Business

Olga Ziman Sabbagh
Senior Legal Counsel
RBC

Grace Jung
Director of Mobile Software and Services
Interac

Jordan Cohen
Chief Commercial Officer
Dream Payments

Moderator

Stephen Redican
Partner, Financial Services
Borden Ladner Gervais LLP

This session will cover key consumer trends and discuss with industry experts how mobile is virtually transforming Canada into a cashless society.

11:45
A Payments Innovation Update from the Industry Frontlines – What’s New & Improved?

Yoni Levy
Director, Strategy & Business Development, Payments Innovation
CIBC

  • Latest and emerging technological innovations
  • Shaking up the future of financial services
  • Opportunities looking ahead

12:15
Networking Luncheon
1:15
Interactive Panel – New Payment Solutions: The Future of Blockchain Technology

Panelists

Shannon Steele
Blockchain Specialist & Digital Currency Certified Professional
Deloitte

Kyle Kemper
Bitcoin & Blockchain Professional
Co-Founder & CEO, The Social Wallet
Executive Director at Blockchain Association of Canada

Joseph Weinberg
Co-Founder & CEO
Paycase
Fintech Advisor at Ontario Securities Commission

Moderator

Carolyn Burke
Head, Regulatory, Compliance and International, Digital, Payments and Cards
RBC

In this session, our experts will delve deep into the world of blockchain and showcase what is behind all of the buzz in payments this year

2:15
E-Commerce Fraud Prevention – How to Mitigate Your Risk

Gord Jamieson
Head of Payment System Risk
Visa Canada

  • The latest in fraud prevention
  • Strategies for developing effective policies and procedures
  • The prevalence of e-commerce fraud
  • Effective due diligence

2:45
Networking Refreshment Break
3:00
Transforming your Organization into a Cyber-defensible Entity:

How to Contend with the rise in Cyber-Security & Data Breaches

Gwen Beauchemin
Chief Information Security Officer
Payments Canada

  • Latest report on cyber-crime
  • More complex and catastrophic attacks
  • Threats and solutions

3:30
Privacy Management for Financial Institutions

Bonnie Freedman
Counsel & Regional Leader of the Privacy and Access to Information Group and the Life Sciences Group
Borden Ladner Gervais LLP

4:00
A Behind the Scenes Discussion On Financial Crime

Norm Keith
Partner
Fasken Martineau DuMoulin LLP

  • The most prevalent crimes
  • Challenges ahead
  • Crime prevention strategies

4:30
Closing Remarks from the Co-Chairs & Conference Concludes